Mortgage

Our intention with this website is to provide you with a basic overview of what is really going on in the real estate market today so you will be a better informed buyer.

No fluff, no chest pounding about how great we are - just information you can use no matter what agent you use to help you in the purchase of your home.

Do you have to have a pre-approval letter from a lender before requesting a showing with a REALTOR®? No.

Should you begin the process if you are serious about buying a home? Yes.

Why? Because in today’s market, a seller will normally require a pre-approval letter from a lender before considering your offer. Secondly, you want to be able to afford to make the monthly payments for your mortgage, insurance and property taxes. When you decide how much you can afford monthly, your loan office can give you a price range you and your REALTOR® can use for your property search.